ONE BANKING BANK ACCOUNT
One Banking Bank Account is a guaranteed bank account no matter what your credit status, plus with a one banking account you also get a prepaid MasterCard with the added convenience of a MasterCard card without the risk of getting into debt and paying interest charges. The One Banking account is a joint Bank Account Card and a prepaid MasterCard card which does not offer credit but can still be used at over 28.5m locations worldwide wherever you see the MasterCard Acceptance Mark
A prepaid card is a great alternative if you don't already have a card or you just want a safe and quick way to pay for just about anything – over the phone, online or when you're travelling.
Three great reasons to take on One Banking Bank Account:
1. Pay bills and is a Guaranteed Bank Account
2. Make flight and hotel reservations
3. Shop on the internet including eBay
Is there a charge to get an One Banking Bank Account?
To get a One Banking Bank Account the application cost is £30.00
How do I load money on to my One Banking Bank Account and Prepaid Card
Loading Online - Post Office - Bank Transfer - State Benefits - SMS - Standing Order and Wage Payments are all Free
One Banking Bank Account Card has a maximum load limit of £25,000: As well as making one-off payments online, you can set up a regular weekly or monthly load.
Is my One Banking Bank Account Card like a bank account / credit card / debit card?
Your One Banking Account is like a bank account but with a prepaid MasterCard it is not a credit card or charge card but it works like a debit card. It is a MasterCard ® Card that carries a variable amount of money dependent on how much has been loaded on to it. Each time you use the card to purchase something or withdraw cash at an ATM, the purchase amount is deducted from the available balance.
Why get an One Banking Bank Account and Prepaid Card
One Banking Bank Account can help you keep track of how much you spend. Every time you add, spend or withdraw money, you can get a mobile update right away showing how much money you've got left. Because you can never spend more than you've loaded onto your card, you won't run up debt.
It's also a good way to introduce your son or daughter to banking and money management. It lets them use their own money to buy on the high street or online, without the risk of over spending because they can't spend more than they've loaded onto the card.
We advise any cardholder under 18 years of age to read through the terms and conditions with a parent or guardian for your peace of mind and information.
My Card has suddenly stopped working? Why?
This could be for a number of reasons.
1. Your One Banking Prepaid Card is damaged,
2. You have no balance left on your One Banking Prepaid Card account and need to top up some more money.
3. One Banking Prepaid Card have blocked the card for security purposes or on your instructions
4. The One Banking Prepaid Card has expired, please check the expiry date on the card itself.
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